If you're sending money
Buyers, clients and individuals making a significant payment.
Start a verification
Enter the recipient's name and bank details, or open the verified payment link sent by your lawyer, agent, developer or dealer.
We check the account
Our verification team confirms the account genuinely belongs to the intended recipient — matching ownership documents, business and company registers, and independent contact checks.
Receive your certificate
Once confirmed, the account is issued a Gold Verified (domestic) or Premium Verified (international) badge with a tamper-proof, blockchain-backed record.
Wire your funds
Pay with confidence through your own bank for domestic payments, or through our licensed FX provider for international transfers at competitive rates.
If you're receiving money
Lawyers, conveyancers, agents, developers, dealers and businesses.
Join as a partner
Law firms, conveyancers, real estate agents, developers and car dealers sign up for a partner account.
Verify your receiving account once
Your trust or business account is verified by our team and stored securely.
Send verified payment links
Instead of emailing bank details (which scammers intercept), send clients a Transfer Guardian link showing your verified account.
Know when clients view it
Your dashboard shows when each link is opened, giving you a clear audit trail for every payment.
Domestic or international
Domestic wires
GOLD VERIFIED- Australian bank accounts checked against ownership records
- ABN and business name confirmed where applicable
- Turnaround in as little as 4 hours
- Pay through your own bank as normal
International wires
PREMIUM VERIFIED- Overseas accounts manually reviewed by our team
- SWIFT / IBAN details and recipient identity confirmed
- Turnaround within 24 hours
- Send through our licensed FX provider at competitive rates
Why it gives you peace of mind
Independent check
We never rely on the bank details in an email. Ownership is confirmed independently.
Tamper-proof record
Each verification is fingerprinted with a SHA-256 hash, so any change to the details is detectable.
Fast and simple
No software to install. Verify online in minutes and receive a shareable certificate.
Transfer Guardian verifies accounts and does not hold client funds. All payments are processed through our network provider. Sending directly via Transfer Guardian is coming soon, pending AUSTRAC enrolment.